Terms of Use

The terms that apply to using DSCRLoans101, including the limits of the information published here.

Reviewed by the DSCRLoans101 editorial team. Last updated August 2026.

This sheet is a draft prepared for review. It has not been checked by a qualified professional and should be reviewed before the site goes live.

By using DSCRLoans101 you accept the terms below. If you do not accept them, please do not use the site.

Educational content only

Everything on this site is general information about DSCR loans. It is not legal, tax, accounting, investment or mortgage advice, and it does not take account of your circumstances.

We are not a lender, a broker or a mortgage originator. Nothing here is an offer of credit, a commitment to lend, or a solicitation for any specific loan product.

Accuracy and dating

We take care with the figures we publish and record the date each one was verified. Even so, lender programs and pricing change frequently, and published materials can be incomplete or inconsistent.

Figures on this site may be out of date by the time you read them. Verify anything that matters directly with the lender, in writing, before acting on it.

The calculators

The calculators are estimating tools. They apply the stated method to the figures you enter and nothing more. Lenders calculate DSCR in more than one way, and your actual terms depend on the complete transaction.

Do not treat a calculator result as an approval, a quote, or a prediction of what you will be offered.

We link to lender websites and to primary sources. We do not control those sites and are not responsible for their content, accuracy or availability. A link is not an endorsement.

Intellectual property

The content on this site is owned by its publisher and protected by copyright. You may read, print and share pages for your own use. Republishing substantial portions commercially, or presenting our content as your own, is not permitted without written permission.

Limitation of liability

The site is provided as is, without warranties of any kind. To the fullest extent permitted by law, we are not liable for any loss arising from your use of this site or reliance on its content, including financial loss on a property transaction.

Changes

We may update these terms. Continued use of the site after a change means you accept the revised terms.

These terms are a draft prepared for review. Have them reviewed by a qualified attorney before publishing.

DSCRLoans101 is an independent editorial site. We do not originate loans and we are not affiliated with any lender. Every figure on this page comes from published lender materials or primary sources, and we publish the date we verified it.